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Individual Health Quotes

BBCG Inc. has opted to utilize three primary individual health insurance carriers which we feel provide superior products and service. The are:

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United HealthOne (United Healthcare - Florida only)

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Cigna Individual (Florida only)

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Assurant Health (Time Insurance - both Florida and Washington DC)

By clicking on any of the images at the bottom of this page, you will be directed to an on-line quoting service for the carrier. This is a FREE service where you can browse plan types and pricing. Should you wish to purchase one of the products, on-line applications can be made directly from the sites.

Need help? Just click here to email us.

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Voluntary Products

BBCG, Inc. can also provide  critical care, limited benefit, short-term and supplemental products. These are often useful to cover persons who do not have access to other group or individual products either due to them not being offered or lack of financial resources. We can access virtually any carrier in which you have an interest. Our preferred carriers are:

bulletAllstate Benefits (for coordination with group plans). Please click here to contact us for proposal.
bullet Assurant Health (stand alone products and for coordination with both individual and group plans)

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Defined Contribution Health Plans

For those employers who do not offer a qualified major medical plan but who still want to offer some form of healthcare support to employees, BBCG Inc. can lead you through the procedures to provide a fixed stipend to employees whereby they can purchase the healthcare product of their choice from the carrier of their choice via an HRA ("health reimbursement arrangement"). The stipend is tax deductible expense to the business just as major medical premium would be. In combination with other salary reduction methods, the employer cost can be nominal. Many forward thinking benefits professionals feel the defined contribution approach will replace many small business qualified plans as PPACA (i.e., healthcare reform) becomes more fully implemented. BBCG Inc.'s vendor of choice for HRA administration is:

bullet Zane Benefits (Park City, UT)

BBCG Inc. maintains a broker affiliate relationship with Zane Benefits.

Click here to open BBCG our affiliate web site.

Note: HRA administration is not an insurance product and BBCG Inc. can broker this relationship in virtually any state.

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Quoting and Application Links

United HealthOne

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CIGNA Individual

CIGNA Individual Quote

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Assurant Health

Assurant Health Individual Quote

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Zane Benefits

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