Boca Benefits Consulting Group Inc.

A Blog for HR and Benefits Professionals

Why I Went to Fiji in 1990

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Having been through the 1985-1990 “Managed Care War” where the old traditional service ideal of the leading national carriers was replaced by a much more base profit motive by those from the HMO world who all of a sudden found themselves in charge, I was bloodied by lack of culture, inept management, infighting and and a mania for mergers and acquisitions. While working to integrate two disparate sales forces following one of those big M&A’s in 1990, I got a phone call from The Cousteau Society asking me to be an underwater photographer during a two week project on one of the out islands of the Fiji archipelago. Our work was to be put into a videotape which would eventually be used by Fijian students and visiting tourists to educate them about the marine resources that lay below the surface. When I got the call, I was actually sitting in an on-campus cottage in Connecticut owned by the acquiring carrier. I had been stewing for weeks about being treated like a second class citizen as the acquiree and having to show deference to a new management that clearly had little concern about retaining the management talent of my company. I knew going to Fiji would be the end of my being considered for anything respectable in the new management structure. In life there are only a few times where you can make such a decision. I opted out of the carrier world at that moment. A few weeks later, about midnight, after avoiding the thousands of land crabs that scurried across the road in front of me, I sat on a deserted Fijian beach and contemplated what I had done. Even with the bumps I have caused myself since, I have never regretted that decision.

Written by Bob Murphy

September 27th, 2008 at 11:16 am

Posted in BBCG OpEd

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Boca Benefits Consulting Group Electronic Resources

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This document provides a summary of the URL’s associated
with the many BBCG electronic resources. Mentions new interactive benefits
blog which should be on-line October 1, 2008 or sooner.

Link to page

Written by Bob Murphy

September 27th, 2008 at 10:36 am

Posted in Communications,Web Resources

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The Insight Newsletter dated 09-18-2008

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BBCG publishes a periodic employee benefits related e-newsletter entitled The Insight. Topics in The Insight Issue 10.2.9 are: 1. RSS Feeds, 2. Today’s Industry News button added, 3. Importance of Broker Selection, 4. Free piece on program incentives, 5. Blocking and Tackling – The Basics, and 6. New 2009 HSA limits.

Link to page

Written by Bob Murphy

September 20th, 2008 at 11:04 am

VMO’s Force the Paradigm Shift

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In 2008 Virtual Managed Care Organizations May Challenge
Two Decades of Dominance by the National Managed Care Companies. The
health care claims cost differential between managed care ASO carriers and
the best TPAs needs to be considered over three distinct time frames:
(1) short-term, (2) mid-term and (3) long-term.

Link to page

Written by Bob Murphy

September 19th, 2008 at 8:30 am

Posted in Markets,TPA

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Why RSS? Why Not Just Direct People to Your Web Site?

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As we rolled out our RSS feed work in the last few days, we have been asked by a few people why we have taken the effort to establish an RSS presence. Our answers are really pretty simple:

Written by Bob Murphy

September 18th, 2008 at 5:36 pm

1st MSC sister company to Boca Benefits Consulting Group

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First Murchadhian Strategic Consultancy supplements the
employee benefits work of BBCG with financial planning and strategic consulting
services.

Link to page

Written by Bob Murphy

September 17th, 2008 at 7:30 am

Posted in Brokers

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Boca Benefits Consulting Group Overview

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BBCG, Inc. has been providing brokerage and consulting services to Florida employers
since its formation in 1996. Its principal consultant, Robert W. Murphy, has over 29 years of insurance carrier and consulting experience. He holds an advanced financial degree and four of the most prestigious financial services designations in the industry (REBC, ChFC, CLU, RHU). He has been a
panelist/speaker at a national conference on the future of healthcare and was a participant at a Harvard University executive program entitled “Skills for the New World of Health Care.”

Link to BBCG Web Site Home Page

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Written by Bob Murphy

September 17th, 2008 at 7:30 am

Posted in Brokers

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History of Boca Benefits Consulting Group

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Boca Benefits Consulting Group, Inc. (BBCG) was formed by Robert W. Murphy in 1996. Its original situs was in Boca Raton, Florida. It was subsequently moved to Clearwater, Florida in 1999. It provides a comprehensive array of employee benefits, business protection and business continuity related services.

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Written by Bob Murphy

September 17th, 2008 at 7:30 am

Posted in Brokers

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Expatriates and Their International Benefits

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A discussion of why companies need specialized international
plans if they have as few as 2 employee overseas. Additional discussion of
ex-pat retirees and in-pat US employees.

Link to discussion page


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Written by Bob Murphy

September 17th, 2008 at 7:30 am

Available Services

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A table of services which can be provided to clients directly by BBCG or via trusted select strategic partnerships.

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Written by Bob Murphy

September 17th, 2008 at 7:30 am

Posted in Brokers,Products

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